BUSINESSXBRIDGE  business finance can be used to cover a wide range of requirements for your business. From expansion to stock purchases, from working capital to a tax bill an BUSINESSXBRIDGE  Business finance agreement can help you spread the cost of key area of expenditure in your business. Finance terms typically range from 6 months to 5 years.

If you are a Start Up Business please see our Start UP page.

To be eligible for our business finance agreements your business needs to be 6 month old for us to consider your business for funding.

From 6 months to 5 years.

If you have been trading less then 3 years or are a Start Up Business please see our start up page.

If you are not a start-up we require six months business bank statements to progress your application

Any equipment, machinery, vehicles or even shop fitting & building works. We can also include delivery and installation as part of the finance package.

Agreements run from 12 months to 5 years, making this is very flexible option rather than an outright purchase

In some instances we would require no financial information from you as the information can be obtained through the credit searches we do or via companies house if you are a Ltd Company,  in other cases six months up to date business bank statements is all we require.

Our process is extremely quick and in most cases funding can be agreed within 24 hours, meaning you do not have to wait long periods of time wait for a decision.

Yes, on a finance lease agreement all monthly payments will carry Vat at the standard rate. This is fully reclaimable in the normal way providing your business is VAT registered. On a Hire Purchase agreement the VAT is payable up front meaning there is no VAT on the monthly payment.

Yes, you would sell your goods to the Funder and you would receive the proceeds (funds) into your business account.  Your business would then hire back the goods for a primary period at a fixed monthly amount whilst keeping use of the goods.  The proceeds you receive will include vat and your monthly payments would also be subject to vat that you would reclaim in the usual way if you are vat registered.

An intermediary Fee, Documentation Fee, Arrears fees if you go into arrears, various Collection and Default fees if you default on your payments (please see you agreement), A Risk fee if you do not prove you have insurance, an Bi-annual maintenance fee, Secondary rentals, a Security fee.   We suggest you read and understand all the terms and conditions of any offer or agreement before you proceed, if there is anything